Your household's monthly subsidy:
Why is my subsidy zero?
You do not receive a subsidy because the second lowest cost silver plan costs less than of your household’s income. is the cap for households of your size and income. If this plan cost more than of your income, you would receive financial help to bring your contribution down to that level.
Important note: You also likely qualify for cost-sharing reductions [and Dr. Dynasaur]. Read below for more details.
View the chart below for the average costs of other metal level plans.
|Product||Full Premium||Your Cost|
Premiums shown are averaged across insurers, and are for illustration only.
Bronze plans have low premiums and higher out of pocket costs and platinum plans have the highest premiums and the lowest out of pocket costs, but for some families silver plans may be eligible for lower out of pocket costs.
HDHP is High-Deductible Health Plan
Catastrophic plans are not listed. Catastrophic plans are only available for individuals who are under age 30 prior to the first day of the plan year or for individuals who have received a certificate of exemption from Vermont Health Connect.
Dr. Dynasaur (Income below 300% FPL)
Your children may qualify for Dr. Dynasaur, the state’s public health coverage program that provides quality low-cost or free coverage to kids under 18. You can apply for Dr. Dynasaur coverage on Vermont Health Connect through our single-streamlined application online, over the phone, or on paper, beginning October 1.
Cost-Sharing Reductions (Income below 300% FPL)
In addition to the financial help to reduce your monthly premiums, you may be eligible for help to reduce your out-of-pocket medical expenses. In order to qualify for these cost-sharing reductions, you must purchase a silver-level plan on Vermont Health Connect.
Pregnant Women (under 200% FPL)
If you are pregnant, you may qualify for Dr. Dynasaur, the State’s public health coverage that provides quality low-cost or free coverage to kids under 18 and pregnant women. You can apply for Dr. Dynasaur now by visiting www.greenmountaincare.org or through our single-streamlined online application beginning October 1.